D&M Leasing is one of the largest leasing companies in the country. Specializing in small fleets of 5-100 vehicles as well as almost any equipment need, D&M Leasing draws from years of experience to customize a lease program specifically tailored to the rapidly changing needs of your business. Our broad array of lease programs allows us to offer highly competitive pricing nationwide at an exceptional level of service. The following is a summary of some of the universally accepted financial and accounting benefits of leasing (Please confer with your Accountant/CPA for requirements and eligibility):
LEASING IS AN OFF BALANCE SHEET METHOD OF FINANCING
The lease obligations of a business may not have to be detailed on your balance sheet because these payments are expensed on a monthly basis. By not having these obligations detailed on your balance sheet, various ratios by which financial institutions evaluate companies for credit are enhanced.
* Makes financial statements look stronger
LEASING FREES WORKING CAPITAL
By eliminating the down payment for items that are purchased or financed, Leasing conserves working capital. Typically, Leasing provides 100% of the funds required to acquire a new asset. This frees your capital for more productive uses.
* Keeps more cash on hand
LEASING PRESERVES CREDIT LINES
The standard ratios that financial institutions use to evaluate companies for additional credit are enhanced which makes the preservation and acquisition of credit much easier.
* Leverage your business for maximum growth
IMPROVE CASH FLOW
Lease payments are typically less than finance payments plus there are typically no down payments or security deposits required.
* More cash on hand and lower payments
CONVERT YOUR FIXED ASSETS INTO CASH
Leasing gives a company the opportunity to convert fixed assets into cash. By leasing assets, which a company currently owns, the owned assets are sold for cash, which goes back into the company (not available for equipment leasing).